Should I File a Claim?


These are merely guidelines. Consult your insurance company/policy for more information.

$ Amount Insurance Will Pay:   $

$ Total Rate Increase:   $

Annual Insurance Premium multiplied by Potential Rate Increase then multiply # of Years for Rate Increase.

$ Out of Pocket if No Claim Filed:   $

If you don't file a claim, then this will be the amount you would pay. ($ Cost of repair)

$ Out of Pocket if Claim Filed:   $

Same as $ Less Deductible Amount.

$ Cost of Rate Increase:   $

Same as $ Total Rate Increase.

$ Total Cost if Claim Filed:   $

If you do file a claim, you will pay this amount.
This shows the total of $ Out of Pocket if Claim Filed and $ Cost of Rate Increase.